Real Estate Capital Gains Tax Calculator
Find out in seconds how much capital gains tax you'll owe when selling your property. The calculation accounts for the 5-year exemption, current Yİ-ÜFE indexing, the annual exemption and the 2026 income tax brackets.
Enter the dates and prices to see the result.
This calculation is for information only and is not official or binding. Yİ-ÜFE values are from TÜİK (last updated: May 2026). Deductibility of mortgage interest is based on practice. Consult your accountant for the exact amount.
How Is It Calculated?
- 1If a purchased property is held for more than 5 years, or acquired by inheritance/gift, no tax is due.
- 2The purchase cost is indexed by the Yİ-ÜFE change between the months before purchase and before sale (applied if the increase is over 10%).
- 3Net gain = sale price − indexed purchase cost − mortgage interest paid − seller's title deed fee (2%).
- 4The annual exemption (2026: 150,000 TL) is deducted from the net gain to find the taxable base.
- 5The progressive income tax tariff is applied to the base, plus the return stamp duty.
Frequently Asked Questions
After how many years can I sell tax-free?
If you sell a purchased property more than 5 full years after acquisition, you owe no capital gains tax.
Is there tax on an inherited or gifted home?
No. Property acquired gratuitously (inheritance or gift) is exempt from capital gains tax whenever it is sold.
What does Yİ-ÜFE indexing do?
To remove the effect of inflation, the purchase cost is updated by the Yİ-ÜFE change, so only the real gain is taxed. If the index increase is below 10%, indexing is not applied.
What is the 2026 exemption amount?
For 2026 the capital gains exemption is 150,000 TL. It is deducted from the net gain and the remainder is taxed.
Is mortgage interest deductible?
In practice, mortgage interest paid until the sale can be deducted as a cost. This is based on practice/private rulings and may be contested in an audit.
Is this calculation official?
No, it is for information only and not binding. Consult your accountant for the exact amount and filing.